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Holiday Loan

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Auto Loans

Fixed-Rate up to 36 months as low as

5.10% APR

Cash Back Checking

Rewards for everyday purchases!

CD Special

12-Month CD

3.00% APY

Savings

Rates as high as

0.10% APY

Credit Cards

Rates as low as

7.90% APR

Featured Offers

Skip-A-Pay is here!

Worry less this Summer when you skip your July auto and/or personal loan payment(s)! 

Skip Your Payment

Summertime Loan

With flexible terms and personalized support, a Summertime Loan helps make your dreams a reality.

Learn More and Apply

Invest in your future.

Whether you’re saving for travel, college, or a new home, our 9-month Add-On Share Certificate can help!

Learn more today!

VISA® Credit Cards

At Democracy FCU, we have the perfect card to fit your budget and lifestyle!

More Information

Apply for a VISA Credit Card

Auto Refinance
Learn more about our Auto Refi Special
9-Month Add-On Share Certificate
Apply for a 9-Month Add-On Share Certificate
Home Equity Loan
Learn more about Home Equity Loans

News & Updates

Our D'Focus Newsletter is here!

Check out all things new at DFCU!

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Our latest video with Delta is available!

Available vs Current Balance

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Check out our higher Share Certificate rates!

Grow your financial future today.

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Join us for our Annual Membership Meeting!

RSVP today to secure your spot!

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The Democracy FCU Difference

Buying power of members achieving their financial freedom

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Staff years dedicated to supporting our members financial freedom

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Average member credit score increase after working with our financial counselors

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*APR = Annual Percentage Rate. New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.